Interoffice Memorandum
DATE: March 19, 2025
TO: Mayor Jerry L. Demings and County Commissioners
THROUGH: N/A
FROM: Joseph C. Kunkel, P. E., Director, Public Works Department
CONTACT: Michael J. Drozeck, P. E., CFM, Manager
PHONE: (407) 836-7945
DIVISION: Stormwater Management Division
ACTION REQUESTED:
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Adoption of (1) Orange County, FL Program for Public Information 2025; (2) Orange County FL, Floodplain Management Plan 2025; and (3) Orange County, FL Repetitive Loss Area Analysis 2025. All Districts. (Stormwater Management Division)
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PROJECT: N/A
PURPOSE:
Orange County participates in the Federal Emergency Management Agency's (FEMA) National Flood Insurance Program's Community Rating System (CRS), which offers reductions in flood insurance premiums. The CRS is a voluntary incentive program that acknowledges and encourages community floodplain management efforts that go beyond the minimum requirements. Currently, Orange County holds a class 5 rating in the CRS program, allowing flood insurance policyholders in the county to receive up to a 25% reduction in their premiums. For your reference, CRS program information is attached.
As part of its ongoing floodplain management efforts, Orange County has updated three key plans that support CRS participation and improve flood risk awareness, mitigation, and public outreach.
Orange County is working to improve its CRS rating from the current class 5 to a class 4 by better documenting its ongoing community floodplain management efforts. Currently, there are approximately 10,000 floodplain policies in effect within the county. With the class 5 rating, which provides a 25% premium reduction, policyholders save an estimated $750,000 annually. Achieving a class 4 rating would increase the premium reduction to 30%, resulting in an additional 5% savings, or approximately $150,000 in annual savings for policyholders.
To enhance the County's CRS participation, three plans were developed to docume...
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